Having a philosophy does not mean that it is a good, or self-sustaining philosophy. Everyone has one, including the criminals on death row.
When the philosophy is not aligned with reality, and it is counter-productive to the person’s consciousness and existence, a correction is imperative – and the sooner the better.
So, yes, you do have a philosophy. What is it based upon? Did you think it out, or adopt the philosophy of your parents, culture, society, religion?
Is your philosophy free of contradictions or do you find that one belief or perspective doesn’t fit with others that you have?
Contradictions do not occur in nature – only in the minds of man. When you find a contradiction in your philosophy, you must assume that one of your premises is incorrect.